Features How it Works Pricing FAQ Try it out 👇 or apply to be an early Ambassador
🟢 WhatsApp is live. Message us right now.

Stress less.
Flow more.

Money, clients, birthdays & bills, remembered by TrueFlow. No app to download. No forms to fill. Just message us on WhatsApp and watch it work.

🤍 Every subscription funds life-saving medical care via Andrea

🇳🇬 🇬🇭 🇰🇪 🇺🇸 — testing live in Nigeria, Ghana, Kenya, and the USA

Hi
09:02 ✓✓
👋 Hey! I'm Tello, your TrueFlow assistant. I can track receipts, set budgets, and remind you about anything, bills, birthdays, deadlines. Just tell me what you need.
09:02
Remind me to pack my travel bag Friday morning
09:03 ✓✓
⏰ Got it! I'll remind you to pack your travel bag Friday morning.
Reminder set
Fri 8:00am
09:03
Travel Budget
₦150,000
✅ Reminder set
Pack travel bag · Fri 8:00am
T
🏦
Real. Live. Working right now.
For individuals, families and businesses
5 Countries supported
One conversation, every answer
Free to start
Founders Edition open
Receipt Capture

Scan any receipt.
Instantly.

Photo, screenshot, or WhatsApp forward. Tello reads the vendor, amount, date and category in seconds. No typing. No manual entry. It just works.

Try it out 👇
📸 [Receipt photo attached]
14:22 ✓✓
Got it! Here's what I found:
Shoprite
₦24,500
14 Jun
Food & Supplies
14:22
Available now on WhatsApp
Remind me to pay the light bill every month on the 5th
07:40 ✓✓
⏰ Got it! I'll remind you to pay the light bill on the 5th of every month.
Recurring
Monthly · 5th
07:40
📅 Reminder: light bill is due today.
05 Jul, 08:00
Available now on WhatsApp
Reminders

Tell it once.
Never forget again.

Bills, birthdays, deadlines, trip prep, anything that matters. Tell Tello once in plain language and it remembers so you don't have to. The AI that actually remembers.

Try it out 👇
Budgets

Say the number.
We'll track it.

Tell Tello how much to budget for groceries, transport, or the whole month. Get a nudge before you overspend. No app. No forms. Just WhatsApp.

Try it out 👇
Budget 50k for groceries this month
09:12 ✓✓
✅ Budget set: ₦50,000 for groceries this month. I'll let you know before you hit the limit.
09:12
⚠️ Heads up: you've used 80% of your groceries budget (₦40,000 / ₦50,000).
18 Jul, 08:00
Available now on WhatsApp
📸 [GTBank transfer screenshot forwarded]
09:14 ✓✓
💰 ₦150,000 from Jennifer Okafor
🏦 GTBank · 14 Jun 2026
I found Jennifer in your clients. Logging this to her Website Design project.
09:14
✅ Logged! Balance remaining: ₦150,000
09:15
Smart Transfer Recognition

Forward it.
We'll figure it out.

When a client sends you payment proof on WhatsApp, forward it to TrueFlow. Our AI reads the bank transfer, identifies the client, and logs the income automatically. Works with GTBank, Access, Zenith, UBA, Opay, Palmpay, Moniepoint, Kuda and every major Nigerian bank.

Try it out 👇
This isn't a demo, it's the real thing.
Client CRM · Also on the Web

Every client.
Every project.
In one place.

Prefer a fuller dashboard? Create client folders, track project fees and deadlines, log incoming payments, and generate invoices. See your outstanding balance across all clients at a glance.

Try it out 👇
app.gettrueflow.com/clients
Client Folder
Jennifer Okafor
Website Design
Total fee
₦300,000
Received
₦150,000
Balance
₦150,000
Payment History
14 Jun · GTBank transfer
+₦150,000
2 Jun · Deposit
+₦150,000
Available now on web
app.gettrueflow.com/chat
T

Hi! I'm Tello. Ask me anything about your finances, anytime.

Available now on web
Meet Tello

Prefer typing on a screen?
Tello's on the web too.

Same brain, browser instead of WhatsApp. Ask about your spending or get a budget breakdown at app.gettrueflow.com.

Try it out 👇
Everyday Use

Where TrueFlow fits
into your day.

Never lose a receipt again
Amaka · Lagos Island market trader
Scan it the moment you get it. Tello reads the vendor, amount, and date automatically. Your accountant gets the report whenever they need it.
"Your money, your reminders, your life. Sorted in one chat."
Chase payments without the awkward calls
Ibrahim · Freelance designer, Abuja
Forward the client's payment proof to TrueFlow. Tello identifies who paid, how much, and logs it against their project. No more mental math.
"Chase less. Get paid faster. Know your numbers, always."
One budget for the whole family
Marcus and Jennifer · Port Harcourt
Add your spouse. Track household spending together. Set limits for groceries, school fees, and transport. Tello alerts you before anyone goes over.
"Never forget mum's birthday, school fees, or the light bill, ever again."
Never miss a deadline that matters
Tunde · Agency owner, Lekki
VAT. Salaries. Project deliveries. Supplier payments. Tell Tello once and it reminds you before it is too late. Works for birthdays too.
Zero setup. One message.
How it Works

Three steps.
Total clarity.

01
Capture
Snap a receipt or forward a payment screenshot. Tello reads it in seconds.
02
Track
Every expense and every income is sorted, labelled, and added to your live dashboard automatically.
03
Plan
Get alerts before you overspend. Set budgets for your business or family. Share reports with your accountant in one tap.
Team Access

Your team.
Your rules.

Invite staff to scan receipts on WhatsApp without giving them full dashboard access. Add family members to a shared budget. Grant your accountant read-only access with a single link. Three permission toggles per person: WhatsApp access, client visibility, export rights.

Try it out 👇
CU
Chidi Uzo
Staff
WhatsAppClients
AN
Amaka Nwosu
Family Member
WhatsAppClients
FK
Femi Kalu
Accountant · Read-only
Export
Pricing

Simple pricing.
Founders Edition open.

Free
$0
forever
  • 10 receipts per month
  • 1 user
  • Tello AI Chat
  • Basic dashboard
Try it out 👇
SME Pro
$39/mo
up to 15 staff members
  • Unlimited everything
  • 15 staff members
  • 50 clients
  • Invoice generation
  • Advanced analytics
  • Tax Hub
Try it out 👇
Prices update instantly based on the country selected above. Final Founders Edition pricing may vary slightly at launch.
Andrea Aid Partnership

Every subscription helps save a life.

2% of every TrueFlow subscription goes directly to Andrea, a verified medical fundraising platform connecting Nigerian hospitals with the funding needed to treat patients who cannot afford care.

When you manage your finances on TrueFlow, you are also helping a mother afford her surgery, a child receive the treatment they need, or a family avoid losing everything to a hospital bill.

One platform. Two missions. Your finances and someone else's life, connected.

TrueFlow community contribution
Growing every month
  • 100% verified Nigerian hospitals
  • Transparent, real-time donation tracking
  • Every naira goes directly to patient care
FAQ

Questions,
answered.

What is TrueFlow?
TrueFlow is your personal AI assistant for everything that matters: your money, your reminders, your clients, and your deadlines. Instead of keeping track of 15 different places, you just chat with Tello on WhatsApp or on the web app and TrueFlow remembers everything for you. For individuals, families, freelancers, and small businesses.
How does TrueFlow work?
Message +2349020377046 on WhatsApp right now, no signup, no download, no form. Say hi, and TrueFlow starts helping immediately, scan a receipt, set a budget, ask for a reminder. Want the fuller dashboard experience too? It's also on the web at app.gettrueflow.com.
Is my financial data secure?
Yes. All data is encrypted in transit and at rest. TrueFlow uses Supabase's enterprise-grade PostgreSQL database with row-level security, meaning each user can only ever access their own data.
Do I need to download an app to start?
No. TrueFlow works in your browser at app.gettrueflow.com from day one. A mobile app for iOS and Android (listed as GetTrueFlow) is coming soon.
Can my staff or family members use it too?
Yes. You can invite staff to submit receipts and expenses, add family members to a shared household budget, or share a read-only link with your accountant. Each person gets exactly the access level you choose.
What Nigerian banks does Smart Transfer Recognition support?
GTBank, Access Bank, Zenith Bank, UBA, First Bank, Opay, Palmpay, Moniepoint, Kuda, and Stanbic IBTC. This feature is coming soon via WhatsApp.
What is the Founders Edition?
Founders Edition is our early access programme for the first users who help shape TrueFlow. Founders get lifetime discounted pricing, a permanent Founding Member badge, a direct WhatsApp line to the team, and first access to every new feature before public release.

Become an early founder of TrueFlow.

We're building this with real people, real families, and real business owners, not for them. Join the Early Founders Edition and help shape what gets built next.

Lifetime discounted pricing, locked in forever
Permanent Founding Member badge on your account
Direct WhatsApp line to the team
First access to every new feature before public release
First visibility into the TrueFlow community Andrea contribution total before it becomes public

We're early and still smoothing out rough edges. Available on iOS and Android as GetTrueFlow.
By True Financial Flow Ltd.